Here at Tennessee Auto Finance, we can help you peruse a huge collection of cars available on dealer lots in your area. Search for the car you want, then contact the dealer with any questions you have. These vehicles are being offered right now at dealerships in your area, and most of them can be financed.
Budgeting for a Used Car in Columbia
Make sure you devise a budget for this vehicle. Here’s a favorite tip among personal finance experts: spend around 30 percent of your annual salary on a car. To illustrate, if you earn $20,519 a year, the average in Columbia, this is only $6,156. While 30% or less is ideal, a lot of people spend closer to 50%–$10,260, in this case. If you are planning to finance your new car or truck, no more than 10% of your monthly income should be spent on a car payment each month. Be wary of stretching out your loan term to purchase a less affordable vehicle. Given a monthly income of $1,710, this equates to a maximum payment of $171. To learn more, go to our Columbia financing page.
Cheap Cars in Columbia (TN)
Are you trying to buy a car in Columbia for cheap? Pre-owned cars hold their value better than they used to, but we can help you find a dependable car at a price that’s competitive. When buying any older vehicle, you’d be smart to have an independent mechanic look the vehicle over. This could save you hundreds of dollars down the road.