Have you found the right vehicle yet? We can help! Here at Tennessee Auto Finance, we let you find the car you need at a price you can afford. Locate a car you like, then contact the dealer with any questions you have. It’s possible to buy the majority of these vehicles through cash or financing, and in many cases you’ll be able to get pre-qualified for a loan online.
Budget Recommendations for Cleveland Used Car-Buyers
It is critical to budget wisely for this vehicle. A lot of financial gurus advise spending around 30 percent of your annual salary on a car. Suppose you earn $20,822 a year, the Cleveland average–this would be a $6,247 car. The most you should spend is 50%, or $10,411 in this example. When it comes to financing, no more than 10% of your monthly income should be allocated to your monthly car payment. Don’t extend your payment term to afford a less affordable vehicle. Financing for 48 months or fewer makes for the healthiest finances. With an income of $1,735 per month, you’re looking at a maximum payment of $174. If you’ve got bad credit, go to our Cleveland financing page.
Cheap Cars for Sale in Cleveland (TN)
Are you trying to find a cheap car that you can really have confidence in? Cheap is a relative term, obviously. But we can help you find cars in Cleveland that cost under $10,000 or even under $5000. When buying a higher-mileage car, you might want to consider having an independent repair shop look it over. This could save you a bundle in unexpected repairs.