Auto Loans in Sevierville (TN)

Would you like to get pre-approved for financing? We can help. More and more lenders and dealers have entire departments dedicated to online approvals, and we can get you approved from the comfort of your computer. Apply online, and the dealers and lenders in our network compete to fund your loan.

FICO Scores of 620 or Lower

Our services are ideal for people with credit problems. We have lenders who help people with FICO scores of 620 and lower, and they would love to approve you for financing. We can get you approved for financing by a bad credit car dealer in your area – and since we’re compensated by the dealers themselves, it’s free! It’s easy. Simply submit your application online.

How Much Will I Owe at Signing?

Don’t have a down payment? No problem. However, providing a down payment is a smart choice for a number of reasons: it reduces your payment per month, interest, and risk of being upside down. Your ideal down payment would be 20% for a new vehicle, and 10% for a used one.

With that being said, you no longer need a down payment to apply. Simply enter your down payment amount on your application, and our system can find you a dealer or lender who wants your business, whether you can put money down or not.

Sevierville Buy Here Pay Here Dealers

This sort of financing is also referred to as:

  • Your Job is Your Credit
  • Tote The Note
  • Rent to Own
  • We Finance

These dealers specialize in helping consumers who have been declined by traditional lenders. They approve people with issues like open bankruptcy or repossession on their records.

Credit and Income: Sevierville

Lenders are interested in much more than just your FICO rating. Loan companies look at your ability to pay (income), stability, and debt repayment history.

The following are average statistics for Sevierville residents.

  • Pre-Tax Income: $19,216 Per Annum
  • Average Car Payment: $176 (11% of Income)
  • Ideal Car Payment: $128 to $160 (8%-10% of Income)

Poor credit. It’s fairly pervasive in Sevierville and across Tennessee. The chart below depicts the estimated number of Sevierville residents at each credit tier.

FICO Score % of Population Residents
300-499 2% 861
500-549 5% 2,152
550-599 8% 3,444
600-649 12% 5,166
650-699 15% 6,457
700-749 18% 7,748
750-799 27% 11,623
800-850 13% 5,596

Regardless of what your credit score is, we’re here to help. We help consumers of all credit scores and income brackets. That’s our primary goal.

Ready to get started? Click here to submit your application.