Auto Loans in Greeneville (TN)

Looking for the best car loan in Greeneville? Great, we can help. Our application placement system takes the legwork out of getting approved. The actual application takes less than three minutes to complete, and we’ve designed it to require fewer details than other services.

Auto Loans for Bad Credit

Below-average credit? Don’t worry. We help people with bad credit get financed – that’s our specialty. We have lenders and dealers who help people with subprime credit, and they would love to fund your loan. Let us find you a lender or dealership in Greeneville that finances bad credit. There are no obligations when you apply through us, and no hassles. Just submit your application online.

Do I Have to Offer a Down Payment?

Don’t have a down payment? In many instances, this isn’t a problem. However, supplying a down payment gives you significant advantages:

  • Reduces the length of the loan, meaning you pay less in interest.
  • Lowers payment amount.
  • Minimizes negative equity.

Still, most of our lenders and dealers understand that down payments take a lot more time and effort in this economy. Apply online, and enter a zero in the down payment section. We will place your application with a lender who can fund your loan, no down payment necessary.

What About In-House Financing?

This type of financing is also known as:

  • Your Job is Your Credit
  • We Tote The Note
  • Rent to Own
  • We Finance

Shoppers who cannot get approved for financing because of serious credit problems often wind up at these types of dealerships. Sure, the rates are higher, but there are fewer obstacles to approval.

Greeneville-Specific Financial Profile

Your FICO score is only part of the picture. Lenders consider such things as:

  • Income
  • Employment History
  • Payment History

The following are average statistics for Greeneville residents.

  • Gross Income: $19,598 Annually
  • Average Car Payment: $180 (11% of Income)
  • Suggested Car Payment: $131 to $163 (8%-10% of Income)

Next we have broken down Greeneville’s population by credit rating. These are just estimations, but they should give you a sense of where you stand in relation to other consumers in the area.

FICO Score % of Population Residents
300-499 2% 819
500-549 5% 2,047
550-599 8% 3,275
600-649 12% 4,913
650-699 15% 6,141
700-749 18% 7,369
750-799 27% 11,054
800-850 13% 5,322