Need to finance a car? We can help. The advantages of our platform are myriad:
- Extensive Dealer Network
- Easy Application Process
- Zero Fees, Zero Commitments
- Zero Down Payment Required
- Good or Bad Credit Accepted
- Instant Approval for Many Applicants
- Online Status Updates
Simply submit your application, and we’ll begin working to get you approved from a lender or dealer who suits your needs.
What if I Have Bad Credit?
Below-average credit can be a hurdle when trying to finance a new vehicle, but not when you apply through us. A large number of large lenders and dealers now have complete departments committed to something known as “special financing.” These are sometimes called bad credit car dealerships, and we have tons of them in our network. We can find you a bad credit car dealership in Collierville willing to approve you for financing – and since we’re compensated by the dealers themselves, it’s free! It’s easy. Go here to submit your application online.
Down Payment: Do I Need One?
We can help you find dealers who fund loans for people with no down payment. However, a down payment is recommended for a number of reasons: it minimizes your payment, interest, and risk of being upside down. Here are the ideal down payments for new and used vehicles.
- Pre-Owned Vehicle: 10%
- New Vehicle: 20%
Still, today’s lenders and dealers understand that down payments are hard to come by in this economy. Apply online, and indicate zero down payment in the appropriate section. We will connect you with a lender who can finance your purchase, no down payment required.
Collierville Buy Here Pay Here Dealers
In House financing is also known as:
- We Finance
- Rent to Own
- Tote The Note
- Your Job is Your Credit
These dealers work with people that cannot get approved any place else. Without a doubt, the annual percentage rates are high, but there are a lot fewer obstacles to credit acceptance.
Collierville Consumer Profile
There’s more to the approval process than just your FICO score. Creditors check the following:
- Employment History
- Credit History
Here are average stats for Collierville residents.
- Average Income: $39,629 Annually
- Average Car Payment: $363 (11% of Income)
- Recommended Car Payment: $264 to $330 (8%-10% of Income)
Have you ever wondered about the credit ratings of your community as a whole? We’ve calculated how many Collierville residents are in each credit tier.
|FICO Score||% of Population||Residents|
Your approval is our business, not matter what your credit score is. Just submit your application, and we’ll get to work.